Simply put, a consolidate loan pays off all or several of your outstanding debts, particularly credit card debt. It means fewer monthly payments and lower interest rates. Consolidated loans are typically in the form of second mortgages or consumer loans.

There are several benefits associated with refinancing your home loan, these benefits include, your monthly payment gets lowered, you can save money on interest costs, shorten the loan term, consolidate debts, removal of private mortgage insurance, the length of your loan is reduced, switching to fixed rate loan from adjustable rate mortgage, conso

Achieving the dream of homeownership is, for many people, one of the most exciting accomplishments in life. It can also be one of the most difficult challenges due to the length of time it takes most people to save the traditional 20% deposit and the sacrifices they make through the process.For over 50 years, Genworth and its predecessors have assi